How to Apply for SSDI

Whether you're just beginning your SSDI application or have faced challenges along the way, having a skilled lawyer by your side can make a significant difference. With years of experience and dedication to our clients, Leavitt & Meunier Law LLC is here to help you through the SSDI application process.

Located in Metairie, Louisiana, we serve residents statewide, including New Orleans, Baton Rouge, Lafayette, Hammond, Alexandria, Shreveport, Monroe, Lake Charles, Northshore, Mandeville, Covington, and Madisonville. Contact us today to schedule a consultation.

Understanding SSDI 

Social Security Disability Insurance is a program designed to provide financial assistance to individuals who cannot work due to a long-term disability. Unlike Supplemental Security Income (SSI), which is need-based, SSDI benefits are available to those who have paid into the Social Security system through payroll taxes. 

The SSDI application process involves understanding medical and vocational assessments. The Social Security Administration uses a five-step process to decide if an applicant qualifies for disability benefits, including evaluating the severity of the condition and past work activity.

Applicants must provide comprehensive medical evidence, including diagnostic tests, treatment records, and professional statements, to substantiate their claims.  

The applicant's work history also plays a major role, as their previous employment must align with the definition of "substantial gainful activity" defined by the SSA. Legal assistance can help interpret complicated regulations so that all documentation is submitted accurately and on time, thereby increasing the chances of a successful outcome.

The SSDI Application Process 

The SSDI application process can often be challenging, but understanding the required steps and documentation will help streamline your efforts and increase the chances of your claim being successful. The steps of the SSDI application process include the following.

Step 1: Gather Information 

Before you start the application process, make sure you have the required information on hand. This typically includes: 

• Personal identification details (Social Security number, birth certificate) 

• Employment history and earnings information 

• Medical records and documentation of your disability 

• Names and contact details of healthcare providers and employers 

Step 2: Submit Your Application 

You can apply for SSDI benefits online through the SSA's website, over the phone, or in person at your local Social Security office. This step involves filling out various forms detailing your medical conditions, work history, and other relevant information. 

Step 3: Medical Evaluation 

The SSA will review your application, and they may request additional medical evidence or require you to undergo a consultative examination to assess your condition. 

Step 4: Decision 

Once all your information has been gathered, the SSA will decide your eligibility for SSDI benefits. If you are approved for SSDI benefits, you will receive monthly payments based on your average lifetime earnings. 

Step 5: Appeals Process 

If your application is denied, you can appeal the decision. The appeals process involves several stages, including requesting a reconsideration, a hearing by an administrative law judge, a review by the Appeals Council, and a federal court review if necessary. It is important to act quickly as there are deadlines for each stage of the appeals process. An experienced Social Security disability attorney can guide you through the appeals process.

Step 6: Post-Approval Responsibilities 

After approval, you must adhere to specific responsibilities to continue receiving benefits. This includes reporting any changes in your condition, employment status, or living situation to the SSA. Be prepared for periodic reviews to reassess your eligibility status and make sure you continue to meet the SSDI requirements.

Who Can Qualify for SSDI? 

To qualify for SSDI, you must meet several criteria. These typically include the following:

• Work credits: You must have accumulated enough work credits from your employment history. The exact number depends on your age and how recently you've worked. 

• Disability: You must have a medical condition that meets the Social Security Administration's (SSA) definition of disability, which means it is long-term and prevents you from performing any substantial gainful activity. 

• Duration: The disability must be expected to last at least one year or result in death. 

• Age: Generally, you must be under 65 to apply for SSDI benefits. While there is no minimum age requirement, eligibility depends on accumulating sufficient work credits that correlate to your work history at any age. 

• Application process: You must have completed an SSDI application with all required documentation. This includes medical records, employment history, and proof of having a disability that meets SSA criteria. 

Louisiana Laws Governing SSDI 

Louisiana follows federal guidelines for SSDI, but certain state-specific considerations may affect your application. For instance, Louisiana residents face particular challenges related to the types of employment prevalent in the state, impacting the accumulation of work credits.

Moreover, the state healthcare system can influence the availability and quality of medical documentation necessary for your claim.